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Young Driver Insurance

Prices for Sterling’s young drivers car insurance start from £450 a year. If you’ve been a learner driver and recently passed your driving test, call Sterling for a quote. Our best prices are available over the phone.

Car Insurance for young drivers from just £450!

Policies with young drivers in mind

Sterling’s policies are designed with newly-qualified drivers in mind whether you need fully comprehensive car insurance, third party, fire and theft or third party only.

If you’ll be driving your own car or a vehicle owned by a family member, consider taking out a young driver policy after you’ve passed your test.

It means the policy will be in your name, and you start building a No Claims Discount as soon as you’re at the wheel.

We know it can be tricky to find affordable insurance quotes as young drivers sit in a higher risk insurance group. So we try to help by finding you a price that doesn’t hold back on cover.

Call us today to find the policy that will suit your needs, car insurance quotes at a price to suit your budget.

The benefits of getting a policy with Sterling

  • Prices start from £450 a year
  • Includes cover for up to £1,500 of cosmetic car modifications
  • Legal protection up to £100,000 included
  • Breakdown cover, keycare, misfuelling, windscreen (optional extras)
  • Monthly payments are possible
  • Claims hotline open 24/7

Sterling’s prices start from £450 a year

Sterling compares quotes from a number of insurance companies so you get the very best deal. Phone one of our experts who will find a quote that works for you and your needs. Let us do all the work for you.

Legal protection up to £100,000 and Free European Cover

Legal protection and European Cover are standard in our insurance policies. So if you are ever involved in an accident that isn’t your fault, this can help recover any out of pocket expenses afterwards. You can also drive through Europe for up to 90 days on us.

Pay in monthly payments

Insurance companies consider the young driver category to be a higher risk group. As these insurance premiums are likely to be more expensive, Sterling can set up a monthly payment plan to help newly-qualified drivers get on the road.

Cover for cosmetic car modifications

We understand young drivers may want to modify their cars. So our young driver policies can include cover for cosmetic car modifications of up to £1,500. We also cover vehicle modifications on a like-for-like basis.

Optional extras such as breakdown

Add Sterling’s home-start service and UK / European breakdown cover to your young driver policy. It’s ideal for keeping you on the move if your vehicle is unreliable. We also offer misfuelling cover, keycare, windscreen and protected No Claims Discount as optional extras.

Claims hotline is open 24/7

Sterling’s claim line is open 24 hours a day, 365 days a year. If you need to make a claim, we will be here for your call.

Get a quote with us!

It's easy.

How can I save money on young driver insurance with Sterling?

Our specialist policies are tailor-made for the needs of the older motorist – here are some of the features you can expect from your policy:
Cover for all types of car, even if you own a classic car

When you take out a young driver policy, you will start building your no claims discount straight away. While this can lead to savings in the long term, there are more immediate ways of getting cheaper insurance.

  • Explore insurance prices before buying your first car. Buy the newest car you can afford as this can lead to cheaper insurance for young drivers.
  • Consider a limited mileage policy. If you will only drive short journeys, let us know as this may lead to savings.
  • Add another responsible driver to the policy. Rather than increasing the cost, it can actually lead to reductions.
  • Increase the voluntary excess you’re prepared to pay. Voluntary excess is the amount you agree to pay towards a claim if you make one –  but never commit to more than you can afford here.
  • Take an advanced driving course. As well as improved driving skills, completing a Pass Plus course can make a difference to your car insurance premiums.
  • Step up the security measures on your vehicle. Adding security alarms or trackers can reduce the price of your insurance premium.
  • Join an owners club if you’re driving an iconic model. You could qualify for a 20% discount if you are a member of an owners club.

What if I drive something out of the ordinary?

Finding good quality and affordable insurance for a younger driver is tricky. It can be more difficult if you want to drive a classic car, a high-performance model or have modified your car.

At Sterling, we’re prepared to insure young drivers who own a set of wheels that turn heads and stand out from the crowd. In fact, our policy can also include free cover for cosmetic modifications of up to £1,500.

We know the insurers that offer the best young driver car insurance deals for your vehicle, whether you drive a classic Mini or a modified Golf GTi.

So call Sterling today – our best deals are always over the phone.

How do I get a mature driver insurance quote from Sterling?

Getting a quote couldn’t be any easier.

Even better deals over the phone

Our best policies and prices do not appear on price comparison sites and are not available online.

So let us compare the cost of car insurance with the levels of cover. We’ll take quotes from multiple insurance providers to ensure you get the very best deal.

Help is here when you need it

Sterling’s claim line is open 24 hours a day, 365 days a year.

If you ever need to make a claim, someone will be here for you at the other end of the phone.

Our staff are based in the UK

Whether you’re calling for a quote or want to make a claim, our staff are based in the UK and ready for your call.

As soon as you agree the policy terms, your insurance can be issued on the same day.

30 years’ experience in the industry

Our senior staff have been working in the insurance industry for 30 years.

It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.

Get a quote with us!

It's easy.

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